How It Works

We offer a funding alternative to a bank loan

Instead of getting a loan, we will buy your future credit card receivables, at a reasonable discount and provide you with up to $150,000 cash today. We will then recoup your obligation by automatically taking a fixed-percentage of your sales from your credit card processor, as your business earns it. This means you will not be obligated to pay us directly, according to a fixed schedule, like you would probably be if you had a bank loan. Currently we offer funds in exchange for Visa and Mastercard receivables.

Advantages of a merchant cash advance over a loan

• No costs and very little time and effort required to apply. We do not need to pour over your financial records because we are not assessing your credit-worthiness like a bank does when it considers you for a loan.
• No fixed payment schedule to keep you up at night.
• Very fast approvals, we are usually able to turn around applications within a few business days.
• No credit check and very high approval rate.
• Speed - unlike loans we are able to get the cash to you fast so you can quickly take advantage of business growth opportunities.
• You can do whatever you want with the money - we do not concern ourselves with your money once we have given it to you.